Scammers can make our name and phone number appear on your caller ID. They may say they’re from our fraud department, claim there’s a suspicious charge, or tell you to move money to keep it safe. If you get an unexpected call that appears to be from us, especially after regular business hours, hang up and contact us directly.** Only use the number 307-432-7400.   Avoid calling back through your recent calls list or using a number the caller gives you. Keep your passwords, PINs, and one-time verification codes to yourself. If someone asks you to transfer money or pressures you…

After receiving notice of critical PHP vulnerabilities earlier this week, our website provider let us know they were already addressing the issue, and they patched our public website the same day. (Even though we don’t store member data on our public website, it was important to mitigate the vulnerability as quickly as possible.)Our internal, nonpublic systems were patched Thursday, and by Thursday evening, all vendors we work with had reported completing their updates. No unauthorized access to member data was suspected. What is PHP? PHP is widely used to operate websites and web applications, including several services First Education uses.…

An online search for your name may reveal more than you expect: An old address, your phone number, relatives’ names, or other personal details… all of which a scammer can use to make a call, text, or email sound as though it came from someone who knows you. But don’t worry; you don’t need to disappear from the internet to take better control of your privacy. You just need to find out what’s visible, and it all starts with a simple search. Take control of your privacy by: Doing an online search for yourself Search for your name along with…

Keeping personal information private is everyone’s responsibility. Do your part by using strong passwords, and changing yours often! Here are our recommendations to make your passwords less vulnerable.  Let’s start with the “do’s” of a good password. DO use multi-factor authentication (MFA) whenever available. DO increase the length to create stronger passwords. DO change your password whenever you think it may have been compromised. DO use a password manager; check out this post to find out how to get started What are some password “don’ts”? DON’T use names or dates associated with you or your family. This includes the names of your…

Summer is full of fun vacations, backyard barbecues, road trips, fairs, and family activities. Unfortunately, it can also be a season when spending gets out of control. The good news? A few simple habits can help you enjoy summer while building your savings at the same time. 1. Play the “Zero Out” Game At the end of each day, move your leftover dollars into savings. For example: Have $24 in your wallet? Put $4 into a savings jar. Have $253 in your checking account? Transfer $3 to savings. Even easier: You can automatically round up your debit card purchases and…

Pay down high-interest credit card debt.Using your refund to reduce credit card balances is one of the smartest financial moves you can make. High interest rates quickly erode your income, while paying down debt frees up cash flow and reduces financial stress. Once balances are lower, make a plan to avoid running them back up. Build or strengthen your emergency fund.An emergency fund helps cover unexpected expenses without relying on credit cards or loans. Aim for at least three months of living expenses in an easily accessible savings account. Adding your refund can jump-start or reinforce this important financial safety…

First Education Federal Credit Union is building a new, full-service branch at 1509 South Greeley Highway, located near the intersection of College Drive and South Greeley Highway. Exterior rendering Interior rendering “While some parts of the city have many financial institutions nearby, south Cheyenne has fewer options. This project allows us to bring convenient, member-focused financial services to an area that has been underserved.”Jim Yates, First Education president The construction project will primarily utilize local contractors when available, and is expected to create four new, permanent positions once the branch opens.   Once completed, the new location will provide full-service credit…

For more than two decades, the humble penny has cost far more to make than it’s worth—nearly four times its face value today. That imbalance finally caught up with it, and after 227 years, the Federal Reserve has ended penny production. The first penny, designed by Benjamin Franklin, entered circulation in 1787. The last one was struck on November 12, 2025. A historic milestone, certainly. But what does it mean for the everyday American? In truth: almost nothing. Much like the Y2K scare, the “final penny” is more headline than hardship. With an estimated 300 billion pennies still rattling around…

Straight from one of the most successful investors of all time, check out this great advice from the legendary Warren Buffett: Stay in your home You don’t have to move every time you get a raise. Enjoy the home you have, and keep building equity.  Buy used cars Cars are not an asset; they’re an expense. If you want to keep your transportation costs down, buy used. Most new cars lose up to 30% of their value the moment you drive them off of the lot. Eat simple and use coupons Before you spend money on fancy food or the ingredients for…

While credit cards often grant us the joy of instant gratification, saving up for a specific item or experience makes bigger purchases feel much more meaningful. We recommend never buying the following items on credit: Exercise equipment Car repairs/accessories: Having an emergency fund ready to cover unexpected repairs—or expected costs, such as new tires—alleviates a lot of stress when these situations arise. Cosmetic surgery, including tattoos College living expenses: It’s never too soon to start saving for college, including expenses beyond the education itself. If you or a family member is planning to attend college in Wyoming, the Hathaway scholarship…