Loans for when life happens.
Available 24/7; no credit score required! You can get approval and funding in a minute or less.
A FirstCash loan comes in handy for those unexpected and/or emergency expenses (vet bills, unplanned car repairs) and can be an opportunity for you to improve your credit score as you pay it off.
FirstCash loans are available in amounts up to $1,200, with a repayment time of up to 18 months at 28% interest. There is also a $25 fee at the time of application.
You are eligible for a FirstCash loan if:
- You are 18 years or older
- You have been a First Education member for 90 days or longer and have an active account
- You are current on all loan payments with us (if applicable)
- You do not have any charge-offs with us
If approved, you may only have a maximum of two FirstCash loans at one time, and a maximum of three FirstCash loans within a six-month period.