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First Education Federal Credit Union

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  • NMLS ID: 412552
  • Routing Number: 307086617
  • Phone Number: 307-432-7400
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2023 Annual Meeting of the Membership to be held March 15, 2023
Current Rates – Deposits Banner

Current Rates – Deposits

All rates are subject to change without notice. These rates may not be accurate. Call the Credit Union at 307­-432-­7400 for current rates.

Fees may reduce the stated earnings. Click here for complete disclosures.

Share/Savings Account Rates

Account TypeMinimum BalanceDividend RateAnnual Percentage YieldPayment Frequency
Regular Shares Tier I$5.000.100%0.100%quarterly
Regular Shares Tier II$2,0000.050%0.050%quarterly
Auxiliary Shares$5.000.100%0.100%quarterly
Kids Clubnone0.100%0.100%quarterly
Christmas Clubnone0.100%0.100%quarterly
Education Shares Tier Inone0.250%0.250%quarterly
Education Shares Tier II$10,0000.100%0.100%quarterly
Summertime Cash Clubnone0.100%0.100%quarterly
Super Savers$1,500see belowsee belowmonthly
Money Market$25,000see belowsee belowmonthly
Checking (Share Draft)variessee belowsee belowmonthly

Checking (Share Draft) Account Rates

CheckingMinimum Balance to avoid monthly fee*Dividend RateAnnual Percentage YieldPayment Frequency
Free**$0.00nonen/an/a
Choice***$1,0000.050%0.050%monthly
Choice Tier II$10,0000.010%0.010%monthly
Premium****$2,5000.100%0.100%monthly
Premium Tier II$10,0000.01%0.01%monthly


*Minimum Balance only applies to dividend and service charge calculations. Your entire available balance is always accessible to cover checks and other types of payments.
**There is no monthly fee with the Free Checking Option
***Includes 1 boxes of checks free per year, no stop payment fees, free debit card.
****Includes all benefits of the Choice Checking plus we refund all ATM surcharges.


Money Market Account Rates

Money MarketMinimum BalanceDividend RateAnnual Percentage YieldPayment Frequency
Tier I$25,0000.250%0.250%monthly
Tier II$50,0000.300%0.300%monthly
Tier III$100,0000.001%0.001%monthly


*The Money Market share account is a variable rate account subject to change weekly without notice.


Super Savers Account Rates

Super Savers*Minimum BalanceDividend RateAnnual Percentage YieldPayment Frequency
Tier Iup to $4,999.990.15%0.150%monthly
Tier II$5,0000.20%0.200%monthly
Tier III$10,0000.25%0.250%monthly
Tier IV$25,0000.001%0.001%monthly


*The Super Saver share account is a variable rate account subject to change weekly without notice. An Average Daily Balance of at least $1,500 is required to earn a dividend. A $1,500 minimum balance is required to keep the account open without a fee.


Share Certificate Rates

DescriptionMinimum BalanceDividend RateAnnual Percentage YieldPayment Frequency
12-Month Certificate$5000.250%0.250%quarterly
18-Month Certificate$5000.250%0.250%quarterly
24-Month Certificate$5000.500%0.501%quarterly
Change is Good Certificate
(2­ Year) up to $2,000 Balance**
$02.000%2.018%quarterly
36-Month Certificate$5000.750%0.750%quarterly
48-Month Certificate$5000.850%0.853%quarterly
60-Month Certificate$5001.100%1.105%quarterly


*Early withdrawal penalties may apply.
** Deposits to Change is Good certificate allowed only via Debit Card Round-up transactions.


Individual Retirement Account Rates

DescriptionMinimum BalanceDividend RateAnnual Percentage Yield
IRA Share Account$0.010.500%0.501%
12-Month Certificate$500.000.250%0.25%
18-Month Certificate$500.000.250%0.25%
24-Month Certificate$500.000.500%0.501%
36-Month Certificate$500.000.750%0.752%
48-Month Certificate$500.000.850%0.853%
60-Month Certificate$500.001.100%1.105%

Question About Rates?


Give us a call, stop by our branch, or reach out online any time.

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  • NMLS ID: 412552
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Monday – Friday
8:30 am – 5:00 pm

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Monday – Friday
7:30am – 5:30pm

Saturday
9:00am – Noon

Branch Location

120 W. Carlson St.
Cheyenne, WY

Mailing Address

PO Box 20030
Cheyenne, WY
82003-7000

Phone Numbers

307-432-7400
800-584-9366

Email

ms@firstedfcu.com

Text – SMS

307-432-7400