Straight from one of the most successful investors of all time, check out this great advice from the legendary Warren Buffett: Stay in your home You don’t have to move every time you get a raise. Enjoy the home you have, and keep building equity.  Buy used cars Cars are not an asset; they’re an expense. If you want to keep your transportation costs down, buy used. Most new cars lose up to 30% of their value the moment you drive them off of the lot. Eat simple and use coupons Before you spend money on fancy food or the ingredients for…

While credit cards often grant us the joy of instant gratification, saving up for a specific item or experience makes bigger purchases feel much more meaningful. We recommend never buying the following items on credit: Exercise equipment Car repairs/accessories: Having an emergency fund ready to cover unexpected repairs—or expected costs, such as new tires—alleviates a lot of stress when these situations arise. Cosmetic surgery, including tattoos College living expenses: It’s never too soon to start saving for college, including expenses beyond the education itself. If you or a family member is planning to attend college in Wyoming, the Hathaway scholarship…

As we “spring forward” to warmer, longer days, it’s also a great time to make small adjustments for big savings.  Here are some quick, easy ways to start today! Review Your Finances Check your statements for recurring charges and cancel unused services (gym, shopping clubs, streaming, car wash). Evaluate regular payments: Insurance: Ask your agent about discounts and compare quotes. Utilities: Request an energy audit; consider canceling landline/cable TV Watch for Fees If you see any, ask yourself: Were they avoidable (overdrafts, stop payments)? Are they recurring?  Track Spending Categorize expenses, log every purchase, and review after 30 days. Maximize…

Please be aware that we have received reports from other members about text messages pretending to be from First Education FCU. If you receive a text message supposedly from us, do not reply or call the number, delete the message and either call or text us at 307-432-7400. Do not use any other number to contact us.

Three little letters; one invaluable element of our credit union. It’s you!  And guess what? Every service you use as a First Education member—from setting up a savings account, to getting a new loan—has a positive ripple effect on our entire community. Tap the “play” button to listen to the episode now: Be the first to hear our next episode We’re so happy you joined us today.  “Like” us on Facebook, where we’ll share the news as soon as our next episode goes live!  

The fresh slate of a new year is here—and so is your old pal Jim Yates!  You’ll love the way this conversation feels like you’re sitting down for coffee with your most finance-savvy friend, with the goal of getting your finances in their most prosperous place yet. Tap the “play” button to listen to the episode now: As Jim mentions, setting up sub-accounts and automatic deductions from checking to savings helps tremendously with meeting your savings goals.  To get started, give us a call, or stop by the branch; we can get you all set up in no time!  Be…

Becoming a savvy saver is a completely achievable goal!  All it takes is a little bit of planning—and these great tips from your podcast pals Jim and Jaclyn. Tap the “play” button to listen to the episode now: Be the first to hear our next episode We’re so happy you joined us today.  “Like” us on Facebook, where we’ll share the news as soon as our next episode goes live!  

Did you know that purchasing GAP insurance—which covers the difference between the amount you owe on your loan and the amount your insurance company pays if your car is stolen or totaled—can cost almost three times as much from a dealership compared to purchasing it through your credit union?  That’s just one gem you’ll learn today from First Education President Jim and Vice President of Lending Jaclyn, who are here to guide you through:  Why to get pre-approved for a loan before you start car shopping What happens if you extend your loan Why we recommend adding “gap protection” to…

As our Vice President of Lending, Jaclyn knows a thing or two about what it takes to not only build—but maintain—a great credit score.  Today, Jaclyn joins First Education President Jim to share her expert advice on:  Building a good credit score Helping your child build credit early  Setting credit limits for new cardholders The importance of annually pulling and reviewing your credit report Tap the “play” button to listen to the episode now: Be the first to hear our next episode We’re so happy you joined us today.  “Like” us on Facebook, where we’ll share the news as soon…

As a First Education member, you know the feeling: It’s like being part of one great, big family.  What else makes credit unions special? We couldn’t think of two better people to answer that question than First Education President Jim and Vice President of Lending Jaclyn!  Trust us; after listening to this episode, you’ll feel extra proud to be a credit union member. Tap the “play” button to listen to the episode now: Be the first to hear our next episode We’re so happy you joined us today.  “Like” us on Facebook, where we’ll share the news as soon as…