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First Education Federal Credit Union

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  • NMLS ID: 412552
  • Routing Number: 307086617
  • Phone Number: 307-432-7400
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Home Loans

With our team’s knowledge and expertise on your side, you’ll be on the road toward owning your new home (or improving the one you already own) in no time!

As a locally owned credit union, we’re proud to share that your loan will not be sold to an outside company: It stays right here, with us. If you ever run into any issues with your loan, you can count on someone you know to solve them for you right away.

Additionally, our in-house mortgage experts are here to answer any questions you have about your monthly payments (including property taxes and insurance), the benefits of a 15-year mortgage, and address any concerns you might have about buying (or refinancing) a home.

Online or in person, you can get started today with:

  • First mortgage­
    • Refinance
    • Repayment terms up to 180 months, processed and serviced here
  • Fixed Rate Second Mortgage
    • Terms up to 180 months
    • Lower rates for terms 60 months or less
    • Low fees
    • Click for current rates
  • Home equity line of credit
    • Terms up to 60 months
    • Flexible, reusable line of credit
    • Click for current rates
  • 30-Year Mortgages
    • For terms up to 360 months
    • Apply today with our trusted mortgage lending partner, Pivot Lending Group
  • Home improvement loan
  • Loans for undeveloped land

Why finance with First Education?

  • Convenient online application
  • Fast, local decisions
  • Your loan will not be sold
  • Low, affordable interest rates
  • Low fees
  • Flexible terms

Our Mortgage Team

Jaclyn Fernandez, NMLS 724072
Cortney Lockman, NMLS 723285
Anthony Savastano, NMLS 2355550

Apply for a Mortgage Today!

Call us at 307-432-7400, visit us in Cheyenne, or click below to apply online.

Apply Now

Make a Loan Payment


Make a payment on your loan with the convenience of our online form.

Make Payment

Current Loan Rates


View First Education FCU’s current loan rates.

View Rates

Home Insurance


Get affordable, top-quality protection with home insurance.

Learn More

Need Assistance?


Let us know how we can help.

Contact Us
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  • NMLS ID: 412552
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©2023 First Education Federal Credit Union. All rights reserved.
Site by West Edge Collective.

Equal Housing Lender NCUA

Business Hours

Lobby

Monday – Friday
8:30 am – 5:00 pm

Saturday
Closed

Closed Sundays & Federal Holidays

Drive-Up

Monday – Friday
7:30am – 5:30pm

Saturday
9:00am – Noon

Branch Location

120 W. Carlson St.
Cheyenne, WY

Mailing Address

PO Box 20030
Cheyenne, WY
82003-7000

Phone Numbers

307-432-7400
800-584-9366

Email

ms@firstedfcu.com

Text – SMS

307-432-7400