Did you know? Most loans qualify for a relationship discount! If you have an active checking account or active credit card with First Education or have your loan paid automatically, you may qualify for a 0.50% APR discount. Ask for details!
|Personal Loans||APR*||Loan Term**|
|Closed-End/Lines of Credit||8.99%-16.99% APR*||12-60 Months|
|Debt Consolidation Loans||9.99%-16.99% APR*||60-84 Months|
|Auto Loans||APR*||Loan Term**|
|New Vehicles||2.89%-14.99% APR*||48-84 Months|
|Used Vehicles||3.39%-15.99% APR*||48-84 Months|
|Recreational Vehicles||3.99%-16.49% APR*||48-120 Months|
|Home Loans||APR*||Loan Term**|
|Home Equity Loans***||As low as 5.25%||Contact Credit Union|
|First Mortgage||Contact Credit Union||Terms up to 180 Months|
|Fixed Rate Second Mortgage||Contact Credit Union||Terms up to 180 Months|
|Credit Cards||APR*||Grace Period for Purchases||Minimum Finance Charge||Annual Fee||Method of Computing Balance for Purchases|
|Visa Classic||10.99% to 16.99%||25 Days||$0.01||None||Average Daily Balance (Including new purchases)|
|Visa Platinum||8.99% to 16.99%||25 Days||$0.01||None||Average Daily Balance (Including new purchases)|
Other Credit Card Fees:
Transaction Fee for Purchases: $0.00
Cash Advance Fee: $0.00
Late Payment Fee: $20.00
Over Credit Limit Fee: $0.00
Cash Advance APR: Purchase APR
Foreign Transaction Fee: 1.00% of transaction amount
* Annual Percentage Rate. Your credit rating, collateral value, and loan term are used to determine your final rate.
** The longest term does not always qualify for the lowest rate.
*** Variable rate tied to Prime as published in the Wall Street Journal on the first business day of each month. Floor rate is 5.00% APR. Maximum rate is 18.00% APR.
All rates are subject to change without notice. For current rates, call (307) 432-7400.