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First Education Federal Credit Union

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  • NMLS ID: 412552
  • Routing Number: 307086617
  • Phone Number: 307-432-7400
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Checking Accounts Banner

Checking Accounts

Free checking? You’ve got it! 

Want to earn dividends on your checking account balance? We’ve got options for that, too! 

As you review the account options below, let us know if you could use our expert guidance to choose the right one! We’re happy to hop on the phone with you at (307) 432-7400, or can meet with you at our Cheyenne branch any time.

Checking Account Options

Free Checking

  • No minimum balance requirement
  • Free online banking
  • Free bill pay
  • Debit card with extra awards  
  • Shared branching with network credit unions

Choice Checking 

  • All the benefits of Free Checking 
  • Earns dividends (click for current rates) 
  • Free checks (1 box per year)
  • Unlimited ATM transactions
  • Minimum average daily balance of $1,000 required to avoid monthly fee ($5.00, once during statement period)

Premium Checking

  • All the benefits of Choice Checking 
  • Earns higher dividends than Choice Checking (click for current rates)
  • ATM fee refunds 
  • Minimum average daily balance of $2,500 required to avoid monthly fee

Additional Services

Visa Debit Card

Faster and more convenient than checks; safer and easier to use than cash! Use your Visa debit card anywhere Visa is accepted, and track your transactions online. 

Learn More

Extra Awards Points

Already using your Visa debit card? Make sure you’re earning points for every signature-based purchase you make! For more information, sign in to AirTeller and click the “Extra Awards” tab.

Re-Order Checks

Need checks? We’re happy to place your order for you in person, or you can quickly and securely ­order online through the link below.

Order Now

Open Your New Checking Account Today!

Call us at (307) 432-7400, visit us in Cheyenne, or, if you’re a current member, click below to apply online.

Apply Now

Current Deposit Rates


Check out the most up-to-date rates on your deposit account.

View Rates

Questions About Your Account?


We've got the answers!

Contact Us
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  • NMLS ID: 412552
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©2025 First Education Federal Credit Union. All rights reserved.
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Equal Housing Lender NCUA

Business Hours

Lobby

Monday – Friday
8:30 a.m. – 5 p.m.

Saturday
Closed

Closed Sundays & Federal Holidays

Drive-Up

Monday – Friday
7:30 a.m. – 5:30 p.m.

Saturday
9 a.m. – Noon

Branch Location

120 W. Carlson St.
Cheyenne, WY

Mailing Address

PO Box 20030
Cheyenne, WY
82003-7000

Phone Numbers

307-432-7400
800-584-9366

Email

[email protected]

Text – SMS

307-432-7400

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