First Education Federal Credit Union


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Current Rates - Loans

Loan Rates
AUTO LOANS APR* Loan Term**
New Vehicles

1.99%

Terms up to 84 Months

Used Vehicles

3.00%

Terms up to 84 Months

Recreational Vehicles

3.75%

Terms up to 120 Months

     
HOME LOANS    
Home Equity Loans ***

4.00%

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First Mortgage

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Fixed Rate Second Mortgage

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Credit Card Rates
  APR* Minimum Grace Period for Purchases Minimum Finance Charge Annual Fee Method of Computing Balance for Purchases
Visa Classic

12.00% to 17.20%

25 days

$.01 None Average Daily Balance (Including new purchases)
Visa Gold

11.00% to 17.20%

25 days

$.01 None

Average Daily Balance (Including new purchases)

Visa Platinum

9.25% to 17.20%

25 days

$.01 None

Average Daily Balance (Including new purchases)


Other Fees:

Transaction Fee for Purchases.........$0
Cash Advance Fee..........................$0
Late Payment Fee.....................$20.00
Over Credit Limit Fee......................$0
Cash Advance APR....................Purchase APR

Foreign Transaction Fee.. 1.00% of transaction amount

*Annual Percentage Rate. Rates as low as. Your credit rating, collateral value, and loan term are used to determine your final rate.  **The longest term does not always qualify for the lowest rate. *** Variable rate tied to Prime as published in the Wall Street Journal on the business day of each month. Floor rate is 4.00% APR. Maximum rate is 18.00% APR.
All loan rates offered by First Education Federal Credit Union are subject to change without notice. Call the Credit Union at (307)432-7400 for the most current rates.

 
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