First Education Federal Credit Union


Quick Links

 

Privacy & Security Policy

YOUR RIGHT TO FINANCIAL PRIVACY

Like all financial institutions, we need to collect and share our members’ personal information to run our everyday business.  The types of personal information we collect and share depend on the products and services you have with us.  This information can include Social Security number; transaction or loss history, account balances, credit history, payment history, credit card and other debt.

When you are no longer a member, we continue to share your information as described in this notice.

Federal law gives you the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  This notice explains what we do.

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

We collect your personal information, for example, when you: open an account; give us your wage statements; apply for a loan; make a wire transfer and make a deposits or withdrawals from your account.

We also collect your personal information from others, such as credit bureaus.

Federal law gives you the right to limit sharing information about your creditworthiness for affiliates’ everyday business purposes; affiliates from using your information to market to you and sharing for non-affiliates to market to you.

The following section lists the reasons financial institutions can share personal information, the reasons for which we choose to share and whether you can limit this sharing:

For our everyday business purposes: (such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus) We do share personal information in this manner and you cannot limit this sharing.

For joint marketing with other financial companies: We do share personal information in this manner and you cannot limit this sharing.

For our marketing purposes: (to offer our products and services to you) We do not share personal information in this manner.

For our affiliates’ everyday business purposes: (information about your transactions and experiences) We do not have any affiliates.  Therefore we do not share personal information in this manner.

For our affiliates’ everyday business purposes: (information about your creditworthiness)  We do not have any affiliates.  Therefore we do not share personal information in this manner.

For non-affiliates to market to you: We do not share personal information in this manner.

DEFINITIONS

Affiliates: Companies related by common ownership or control.  They can be financial and non-financial companies. We do not have any affiliates.

Non-affiliates: Companies not related by common ownership or control.  They can be financial and non-financial companies.  We do not share with non-affiliates so they can market to you.

Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you.  Our joint marketing partners include insurance companies.

Internet Security
We use the latest technology to protect your account information from exposure to unauthorized persons. Below are some of the components of this security system:

  • No single item of information (i.e., account number, Social Security number) will allow access to your personal information either over the internet or on the phone.
  • The latest security and encryption protocols are in use.
  • Multiple incorrect attempts to access your account will result in the account being locked.  It can only be unlocked by one of our employees.
  • Our website uses the services of GeoTrust, the recognized leader in Internet security, to protect information exchanged over the internet.

© First Education Federal Credit Union 2014 - All Rights Reserved

Click here to return to Homepage Accounts | Loans | Online Services | Membership | Resources | Locations | Contact Us
©2013, First Education Federal Credit Union. Privacy Policy Equal Housing LenderEqual Housing LenderFederally Insured by the National Credit Union Association Federally Insured by NCUA First Education Federal Credit Union
HOMEPAGE SITE MAP Return to Homepage